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What is efficacy insurance?


Efficacy is cover against the legal liability for injury to third parties or damage to third party property brought about by a product or service failing to perform its intended function.  Efficacy insurance is also known as " failure to perform" insurance.


Why buy efficacy insurance?


Many professional bodies recommend or insist efficacy is included within your liability policy because of the essential protection it provides. An increasing number of organisations will not sub-contract work unless there is evidence of efficacy cover in place.


Which businesses need efficacy cover?


The following industry sectors can incorporate efficacy into their Public/Product Liability Insurance:  fire and security; heating, ventilation & air conditioning; lift engineers; cleaning; pest control; facilities management; the renewables sector.


No one intentionally designs or installs equipment that fails, yet nightmare scenarios still happen. In such circumstances, the efficacy clause is what protects your livelihood. Efficacy may be the difference between keeping your company, house, and car, or going bankrupt under a weighty legal claim.


Which brings us to efficacybroker.co.uk. Being independent we can look across a range of providers. Not every company needs the same level or type of efficacy cover. With efficacybroker.co.uk you get the cover you need at a price you can afford.  We also trade as Sandham Davies & Jones Ltd and have been involved in the efficacy market since its inception.

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efficacybroker.co.uk is a trading style of Sandham Davies & jones Ltd

3 Park Square, Newport, Gwent, NP20 4EL

Tel: 01633 213063 Fax: 01633 244316

Authorised and Regulated by the Financial Conduct Authority, registration no. 229 652

Reasons to use efficacybroker.co.uk

  • Fire and Security sector covered

  • Electrical Contractors covered

  • Heating, Ventilation & Air Con covered

  • Cleaning Contractors covered

  • Pest Control covered

  • Facilities Management covered

  • Broker of choice for BFC, BAFE, the UK Fire Association, etc

  • Access to 7 + insurers providing efficacy

  • Up to £ 10 Million Public / Product / Employer Liability

  • Sprinklers, Wet/Dry Risers work covered

  • Monthly Payment facilty

  • Immediate Cover

  • Liability/Efficacy Certificates

  • Professional Indemnity Cover

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Tel.    01633 213 063

Fax.    01633 244 316

       efficacy for fire, security, electrical and other sectors...

* Required
  • Public / Product Liability

  • Employers Liability

  • Contract Works

  • Professional Indemnity





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