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What is efficacy insurance?


Efficacy is cover against the legal liability for injury to third parties or damage to third party property brought about by a product or service failing to perform its intended function. Efficacy insurance is also known as " failure to perform" insurance.


Why buy efficacy insurance?


Many professional bodies recommend efficacy is included within your liability policy because of the protection it provides. An increasing number of organisations will not sub-contract work unless evidence of efficacy cover is in place.


Which businesses need efficacy cover?


The following industry sectors can incorporate efficacy into their Public/Product Liability Insurance:  fire and security; heating, ventilation & air conditioning; lift engineers; cleaning; pest control; facilities management; the renewables sector.


No one intentionally designs or installs equipment that fails, yet nightmare scenarios still happen. In such circumstances, the efficacy clause is what protects your livelihood. Efficacy may be the difference between keeping your company, house, and car, or going bankrupt under a weighty legal claim.


Which brings us to efficacybroker.co.uk. This is a trading name of Sandham Davies & Jones Ltd (LinkedIn) and we have been involved in the efficacy market since its inception. Being independent means we  look across a range of providers because not every company needs the same level or type of efficacy cover. With efficacybroker.co.uk you get the cover you need at a price you can afford.

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efficacybroker.co.uk is a trading style of Sandham Davies & jones Ltd

33 Bridge Street, Newport, Gwent, NP20 4BH

Tel: 01633 213063

Authorised and Regulated by the Financial Conduct Authority, registration no. 229 652

Reasons to use efficacybroker.co.uk

  • Fire and Security sector covered

  • Electrical Contractors covered

  • Heating, Ventilation & Air Con covered

  • Cleaning Contractors covered

  • Pest Control covered

  • Facilities Management covered

  • Broker of choice for BFC, BAFE, the UK Fire Association, etc

  • Access to 7 + insurers providing efficacy

  • Up to £ 10 Million Public / Product / Employer Liability

  • Sprinklers, Wet/Dry Risers work covered

  • Monthly Payment facilty

  • Immediate Cover

  • Liability/Efficacy Certificates

  • Professional Indemnity Cover

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Tel.    01633 213 063

Tel.    01633 213 063

       efficacy for fire, security, electrical and other sectors...

* Required
  • Public / Product Liability

  • Employers Liability

  • Contract Works

  • Professional Indemnity





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